Having a teenager that drives in your home in Amarillo, TX can be scary enough. You don’t want to have to worry about whether they are covered as they drive around town. Knowing when to add them to your auto insurance is critical.

What about my teen driver?

At West Texas Insurance Agency, our goal is to answer questions and provide adequate coverage through insurance policies.

As soon as your teenager has their learner’s permit, they are going to be behind the wheel of your vehicle. If they get into an accident, you want to make sure that the insurance claim is taken care of.

Additionally, you want to make sure that you have plenty of coverage in place. You are a seasoned driver. Therefore, you may not need as much liability coverage. However, a teenage child has not had a lot of experience. They may cause more damage if they get into an accident. To avoid paying too much out of pocket, it may be a good idea to boost coverage limits on your policy.

Some parents wonder whether they should add a child to their own auto insurance or make the child get it on their own. Generally, it is more affordable to add them to your policy as opposed to them getting their own. This is because you will get multi-driver discounts. Plus, they benefit from you being a safe driver. Otherwise, they could end up spending a small fortune on insurance because they are identified as the new driver and, therefore, carry a lot more risk with them.

The best thing that you can do is to protect your teenager in Amarillo, TX. As soon as they have a learner’s permit, contact us at West Texas Insurance Agency. One of our independent insurance agents can take you through the process of adding a teenage child to your auto insurance policy.