For teens, getting a driver’s license is an exciting time.  It signals the passage into the world with greater freedoms.  For parents, however, the realities of the danger for teen drivers is real.  Also, their policy rates will be higher.  This can lead to an anxious time for everyone.  The agents at West Texas Insurance Agency understand the excitement and concern that everyone is going through.  They work with parents and teens throughout the Amarillo, TX area.

To help teens understand their responsibilities as drivers and the importance of keeping a good driving record, it’s recommended that they are involved in the insurance process.  When they understand policy costs and the ramifications of poor driving habits, they are more invested in being good drivers. Over time, this will be reinforced when they see their rates go down for keeping their driving record clean.

In some cases, it may be better to simply add the teen to their parent’s policy. Talk with the agent to determine if that is the best solution.  Also, they will be able to discuss any available student discounts.  Some insurance companies give discounts to students who have had driver’s education classes or earn good grades.  College students are also offered discount programs best on how often they drive and their grades.   Another consideration is the type of vehicle the teen will drive.  While they may long for a sports car, a more sedate sedan or compact car will be easier and less expensive to insure.

In the Amarillo, TX area, the team at West Texas Insurance Agency understands the challenges of insuring a teen driver. They can help!  Visit the website for general information then bring your teen into the offices for a visit.  Young drivers need the protection of adequate vehicle insurance before they ever hit the road.