Filing a claim with your homeowner’s insurance can be an extremely stressful experience. Many homeowners believe that they’ve filed accurate claims, only to have them denied for reasons that aren’t obvious. Here is an overview of some intelligent ways to make the claim process more accessible to get what you’re entitled to faster and without much hassle. 

Provide as Much Documentation as Possible

When filing any claim with an insurance company, the more documentation you can provide, the better. That means that if you are filing a claim that states that a fire damaged your personal items, you should include a copy of the police report that you hopefully filed, any documentation the fire department may have given you, clear and concise pictures of the damage, a full list of everything that was damaged or destroyed and their approximate worth, receipts for any lost items, and as much other documentation that you have access to. 

Be as Honest as Possible

Being as upfront and honest as possible is important because if your adjuster finds gaps in your story, it could result in a delay or even a denial. If your adjuster requests to view the damage in person, then you need to allow them to do so. The more cooperative you are, the quicker the process will be.

We are a West Texas Insurance Agency providing homeowners and other types of insurance for the Amarillo, TX, area, among others. If you want to contact us at West Texas Insurance Agency, and you’re an Amarillo, TX, resident seeking homeowners insurance, we would be more than happy to provide you with a quote and answer any questions you may have. Give us a call today to get things started.